I always love to find ways to save automatically and one of my saving apps I use is Qapital. It has help me to set up multiple saving goals at once.
Qapital is a easy saving app to use and those who has been using it since it was first launched get to be grandfathered in the free version. You connect your bank account that you choose to use. It will automate your savings for you once you trigger one of the special rules you set up. Plus qapital also include a lot more perks, which I talk more about at the end.
Released: December 18, 2018
Ways to Save With Qapital
Here are a few of the rules you can set up:
This is How it work:
As like the rules I explain above. With this fabulous app you can choose special saving rules for it to start triggering a saving for you and safely move it from your checking account to the Qapital saving account. That allow you to stack up your saving as you go.
If you are like me who has a problem saving. Or saving in my Main bank account but seem to always dipping in it. Then this app will be perfect for you. Set it and for get it I call it. Qapital is FDIC insured which means the money saved up is insured up to $250,000.
Whenever you’re ready you have the option to withdraw your money. You can do so with ease at anytime for free. And the money goes back to the account that it is link to.
I advice you try not to keep dipping into it because thats taking away from your savings.
So, do what I do and make sure you have few change in your account each week to allow the transfer from your bank to Qapital Saving Account.
But rest assure if you forgot (like I did) to keep money in your account to be transfer. Qapital will cancel it to save your accouny from an overdraft fee. If you go below a $100 threshold, it will also cancel your transfer to save your bank from a overdraft fee. Qapital will send you an email letting you know. Then it would restart once you have funds.
The app is available for Iphone and Android and signing up takes just a few minutes, and dont forget to DOWNLOAD QAPITAL.
How to sign up with Qapital
Now lets get down to business, how to sign up. 😆
It is crazy easy to set up and save with Qapital and once your all sign up there is a perk, which I explain more later.
Qapital has a few layers of security including encryption, which is good news. You’ll create a username and password, plus a four digit pin that’ll be used to access your account.
*Set a budget and save when you stay under it.
*Fine yourself for indulging in guilty pleasures.
*Connect with other apps through IFTTT.
*Focus on your progress, not your bank balance.
*Track your spending and saving over time.
✔No monthly or annual fee.
✔No minimum deposit.
✔No hidden fees.
👉 Now here are the perks:
Once your all set up and on the roll of saving. Qapital will give you a personal Affiliate link similar to the one below, but unique.
To share with friends, family and everyone. Once you do that Qapital will give you both FREE $5 for each person who sign up via your link.
This is absolutely a great app to use, and I signed my entry family up with it. I have accomplished so many saving goals and working toward my vacation goal now. And I feel everyone can benifit from it.
As you can see a screen shot of my saving;
I’m a few savings away toward adding to my vacation.
Now if you have not sign up, do so now just CLICK HERE and start saving. Grab your free $5 when you do. Put it towards your save or use.
Enjoy and happy savings!
Please share your saving goals with us.