I always love to find ways to save automatically and one of my saving apps I use is Qapital. It has help me to set up multiple saving goals at once.
Qapital is a free and easy app to use. You connect your bank account that you choose to use. It will automate your savings for you once you trigger one of the special rules you set up. Plus qapital also include a lot more perks.
Ways to Save With Qapital
Here are a few of the rules you can set up:
This is How it work:
As like the rules I explain above. With this fabulous app you can choose special saving rules for it to start saving for you and safely move it from your checking account to the Qapital saving account. That allow you to stack up your saving as you go.
If you are like me who has a problem saving. Are saving in my Main bank account but seem to always dipping in it. Then this app will be perfect for you. Set it and for get it I call it. Qapital is FDIC insured which means the money saved up is insured up to $250,000 by the govrnment.
Whenever you’re ready you have the option to withdraw your money, you can do so with ease at anytime for free. And the money goes back to the account that it is link to.
I advice you try not to keep dipping into it because thats taking away from your savings and for it it to add up.
So, do what I do and make sure you have few change in your account each week to allow the transfer from your bank to Qapital Saving Account. I call it my set it a forget it app.
But rest assure if you forgot (like I did) to keep money in your account to be transfer. Qapital will cancel it to save your accouny from an overdraft fee. If you go below a $100 it will also cancel your transfer to save your bank from a fee. Qapital will send you an email letting you know. Then it would restart once you have funds.
The app is available for Iphone and Android and signing up takes just a few minutes, and dont forget it’s Free.
How to sign up with Qapital
Now lets get down to business, how to sign up. 😆
It is crazy easy to set up and save with Qapital and once your all sign up there is a perk, which I explain more later.
Qapital has a few layers of security including encryption, which is good news. You’ll create a username and password, plus a four digit pin that’ll be used to access your account.
*Set a budget and save when you stay under it.
*Fine yourself for indulging in guilty pleasures.
*Connect with other apps through IFTTT.
*Focus on your progress, not your bank balance.
*Track your spending and saving over time.
✔No monthly or annual fee.
✔No minimum deposit.
✔No hidden fees.
👉 Now here is the perk:
To share with friends, family and everyone. Once you do that Qapital will give you both FREE $5 for each person who sign up via your link.
Now even though I use this app and sharing my personal link with you to get start and I’m getting $5. Its not the only reason I doing it. This is an absolutely great app to use, and sign my family up with it. But I have accomplished so many saving goals and working toward my vacation goal now. And I feel everyone can benifit from it.
As you can see a screen shot of my saving;
I’m a few savings away toward adding to my vacation.
Update picture (08/227/16)
Now if you have not sign up please do so CLICK HERE and let us start saving.
My personal link: Sign up now and we both get $5 http://get.qapital.com/bzAc/H49i2mmMZs